4 Ways to Hit Your Money Goals

“People who set a money savings goal save faster than those who don’t. So if you really want to get that deposit for a home, or save enough for a dream holiday, name your goal, work out how much you can save each month and get started. Then sit back and watch your money start to grow.  We know, saving money is hard. But it’s not impossible, especially if you set some goals for yourself. The easiest way to do that is to think about what you want to spend your money on now and what you want to save it for later.”

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Welcome to Day 2 of MONEY’s 10-day Financial Fitness program. Yesterday, you did a self-assessment to see what kind of financial shape you’re in. Today, we help you find the motivation to take your finances to the next level.

Okay, you’ve checked your vitals, and you’re probably feeling pretty good about your starting point. According to Gallup’s annual Personal Financial Situation survey, 56% of people in households earning $75,000 or more say they are better off financially now than they were a year ago, up from 44% who felt that way in January 2014.

But just as even the most devoted gym-goer can get complacent, your financial confidence could stop you from reaching the next level. “In good economic times people save less and spend more,” says Dan Geller, a behavioral finance expert and the author of Money Anxiety. Keep the eye of the tiger even when you’re doing great. Here’s how.

Read more: http://time.com/money/3711192/reach-financial-goals/

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