How To Budget When You Don’t Make Enough Money

Do you often feel like you don’t have enough money? The more we have, the more we spend so you should ask yourself, do you spend too much money or is it that you don’t have enough money?

Many people have been trying to answer the question of How to Budget when you don’t make enough money. It’s a difficult place to be in for sure. But just because you don’t make enough money to cover your expenses right now doesn’t mean you have to throw up your hands in defeat. you can get through this! Here’s how to budget in this situation.

You lose your job. You get sick. Your husband loses his job. You are going through a divorce.

(C) Rich Media Design Productions
(C) Rich Media Design Productions

These are huge life-altering challenges with relational, emotional and financial implications. Often, the result is a situation where you don’t have enough money to pay the bills. Talk about things that keep you up at night… we’ve been there.

To describe the situation as ‘unfortunate’ is quite the understatement. More like “drowning without a life vest”. 76% of Americans are living paycheck-to-paycheck today (source), and just one event could cause a financial panic.

Or maybe there was no single event that resulted in your financial situation – it’s just been the accumulation of increasing bills and a paycheck that hasn’t kept pace.

Whatever the reason – not making enough money to pay your bills is a HUGE problem facing many Americans today – so what can you do to keep it from becoming an all-out financial crisis?

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